Ray has been a Broker in Cashiers since 1982, moving here with his family from Atlantic Beach, Florida. Ray was originally licensed in Florida in 1972. A Graduate of The University of North Florida, with a degree in Accounting, his experience includes time with the Federal Reserve Bank, Florida National Bank Holding Company, and was CFO of a Florida S&L.

Over the past 30+ years he has been extremely active in building, developing and sales of local homes and land. Ray was owner/Broker of V.C. Smith Real Estate here for 25 years. He was involved in the forming of the first Chamber of Commerce, the original Friends of Lake Glenville, he was PTO President and served on the Jackson County School Board. Therefore, with over 40 years of Real Estate and community involvement, he is uniquely qualified to assist in your quest to be part of our mountains.